Last mentioned: Feb 26, 2026
Program Launch
Direct federal matching deposits begin for eligible contributions made during the tax year.
Technical Rulemaking
IRS and Treasury finalize API and reporting standards for payroll and recordkeeping firms.
Detailed Plan Release
Specific eligibility and deposit mechanisms are released to the public and industry stakeholders.
Administration Proposal
Trump administration proposes expansion and rebranding of the federal match program.
SECURE 2.0 Foundation
SECURE 2.0 Act signed into law, establishing the framework for the Saver's Match.
The Trump administration has proposed a federal $1,000 matching contribution for 401(k) plans, targeting low-to-middle-income earners. This initiative aims to bridge the retirement savings gap by providing direct government incentives for private-sector savings.