# Small Business Financial Preparedness Survey

Type: Company

Source: GetYourBrief — https://getyourbrief.com/entity/small-business-financial-preparedness-survey
Canonical HTML page: https://getyourbrief.com/entity/small-business-financial-preparedness-survey

## Timeline

- **2026-08-13**: Findings syndicated — WFTV, WSB-TV, and K92.3 Orlando publish the TD-sponsored preparedness guidance, highlighting the financial readiness gap.
- **2026-06**: Atlantic hurricane season begins — Official start of the annual Atlantic hurricane season, which becomes the period of elevated operational and financial disruption risk.
- **2026-03**: TD survey conducted — TD Bank fields its Small Business Financial Preparedness Survey among small business owners, establishing the 88% savings-buffer finding.

## Recent coverage (3 stories, network-wide)

### 88% of SMBs Have ≤6 Months Runway—A Startup Warning
2026-08-13 21:30:42 · Sector: startups · Sentiment: Neutral · Impact: 5/10 · Sources: 3

For founders, a six-month cash runway is standard advice—but a TD survey shows 88% of South Florida small businesses live at or below that threshold. Startups in disaster-prone markets need to stress-test runway against operational disruptions, not just growth burn.
Full story: https://getstartupbrief.com/story/startup-runway-hurricane-cash-buffer-lessons-2026

### 88% of South Florida SMBs Run 6-Month Cash Buffer or Less
2026-08-13 21:30:37 · Sector: finance · Sentiment: Neutral · Impact: 5/10 · Sources: 3

A TD Bank survey shows 88% of South Florida small businesses maintain six months or less in emergency savings. For banks, lenders, and investors, that is a potential spike in credit-line demand, delinquency risk, and disaster-related loan exposure.
Full story: https://getfinancebrief.com/story/south-florida-smb-emergency-savings-credit-risk-2026

### 88% of South Florida SMBs Hold 6 Months or Less in Disaster Savings
2026-08-13 21:30:31 · Sector: climate · Sentiment: Neutral · Impact: 5/10 · Sources: 3

As the 2026 Atlantic hurricane season reaches its peak, a TD survey finds South Florida small businesses dangerously short on financial reserves. Climate adaptation now requires more than physical hardening; it demands liquid financial resilience for operational continuity.
Full story: https://getclimatebrief.com/story/south-florida-smb-hurricane-savings-gap-2026

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